{"subscriber":false,"subscribedOffers":{}} Covering The Uninsured In 2008: Current Costs, Sources Of Payment, And Incremental Costs | Health Affairs

Covering The Uninsured In 2008: Current Costs, Sources Of Payment, And Incremental Costs

Affiliations
  1. Jack Hadley ([email protected]) is a professor and senior health services researcher, Health Administration and Policy, at George Mason University in Fairfax, Virginia, and a visiting researcher at the Urban Institute in Washington, D.C. John Holahan is director of the Urban Institute's Health Policy Center. Teresa Coughlin is a principal research associate there; Dawn Miller is a research associate.

ABSTRACT:

People uninsured for any part of 2008 spend about $30 billion out of pocket and receive approximately $56 billion in uncompensated care while uninsured. Government programs finance about 75 percent of uncompensated care. If all uninsured people were fully covered, their medical spending would increase by $122.6 billion. The increase represents 5 percent of current national health spending and 0.8 percent of gross domestic product. However, it is neither the cost of a specific plan nor necessarily the same as the government's costs, which could be higher, depending on plans’ financing structures and the extent of crowd-out.

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